Insure your Home with Angel Guard insurance

 is a type of property insurance that  provides financial protection to homeowners in the event of damage or  loss to their property. It is designed to cover the costs associated  with repairing or rebuilding a home, as well as replacing personal  belongings that may be damaged or stolen. Homeowner's insurance also  offers liability coverage, which protects homeowners from legal claims  and medical expenses if someone is injured on their property. 

 Homeowner's insurance typically  includes coverage for the dwelling itself. This means that if the home  is damaged or destroyed by a covered peril, the insurance company will  pay for the cost of repairs or rebuilding. The coverage amount is  usually based on the replacement cost of the home, which is the amount  it would take to rebuild the home at current construction costs.
 

 In addition to the main dwelling,  homeowner's insurance also provides coverage for other structures on the  property, such as detached garages, sheds, fences, and guesthouses. The  coverage amount for other structures is usually a percentage of the  dwelling coverage. 

Homeowner's insurance includes  coverage for personal belongings that are damaged or stolen. This can  include furniture, appliances, electronics, clothing, and other personal  items. The coverage amount is typically a percentage of the dwelling  coverage and can be increased by purchasing additional endorsements or  riders. 

 Liability coverage is an important  component of homeowner's insurance. It protects homeowners from legal  claims and medical expenses if someone is injured on their property. For  example, if a visitor slips and falls on a homeowner's icy driveway and  sues for medical expenses, the liability coverage would help cover the  costs of the lawsuit and any resulting settlement or judgment.

If a covered peril makes a home uninhabitable, homeowner's insurance can provide coverage for additional  living expenses. This includes the cost of temporary housing, meals,  and other necessary expenses while the home is being repaired or  rebuilt. 

 We invite you to reach out to us today in order to discover the  most suitable home insurance policy that aligns with your individual  needs. Give us a call today to go over your homeowner's policy in full detail today!