Insure your Vehicle with Angel Guard insurance

Liability coverage is a type of insurance that provides financial protection to the insured party in the event they are held  legally responsible for causing bodily injury or property damage to  another person while operating a vehicle. It is a mandatory requirement in most jurisdictions and is designed to protect both the insured and  the injured party from potential financial losses. 

Bodily injury liability coverage pays for medical expenses,  lost wages, pain and suffering, and other damages incurred by  individuals who are injured as a result of an accident caused by the  insured. This coverage also extends to passengers in the insured  vehicle, as well as pedestrians or cyclists involved in the accident. In  the unfortunate event of a fatal accident, bodily injury liability  coverage may also provide compensation to the deceased person's family  for funeral expenses and loss of financial support.
 

Property damage liability coverage, on the other hand, pays for  repairs or replacement costs of damaged property belonging to others.  This can include other vehicles involved in the accident, buildings,  fences, utility poles, or any other property that may have been damaged  due to the insured's negligence. 

Comprehensive coverage also known as "other than collision"  coverage, protects your vehicle against damage caused by events other than a collision with another vehicle. This includes damage from theft,  vandalism, fire, natural disasters (such as hurricanes, earthquakes, or  floods), falling objects. Comprehensive coverage  also typically covers glass breakage and damage caused by hitting a deer  or other large animal. 

Collision coverage provides protection for your vehicle  in the event of a collision with another vehicle or object. This  includes accidents where you are at fault, as well as accidents where  the other driver is at fault but does not have sufficient insurance to  cover the damages. Collision coverage helps pay for repairs to your  vehicle or provides reimbursement if your vehicle is deemed a total loss. 

 It's important to note that both  comprehensive and collision coverage usually come with a deductible. A  deductible is the amount you agree to pay out of pocket before your  insurance coverage kicks in. For example, if you have a $500 deductible  and file a claim for $2,000 in damages, you would be responsible for  paying the first $500, and your insurance company would cover the  remaining $1,500. 

 We encourage you to contact us today to explore the optimal auto insurance policy tailored to your specific requirements.